Terms and Conditions

Agreement Between User and Company

Welcome to homebudgetacademy.com (the “Site”), operated by Home Budget Academy, a DBA of Soul Productions LLC. (“Company,” “we,” “us,” or “our”). By accessing or using this Site, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, please do not use the Site.

Use of the Site

The Site is provided for informational, educational, and marketing purposes, including lead generation and communication related to our products and services. You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use.

Communications & Consent (A2P / Messaging Compliance)

By submitting your contact information on our Site, you expressly consent to receive communications from us, which may include email, phone calls, text messages (SMS/MMS), and messages via Facebook Messenger, related to the products, services, education, or offers you have requested.

Message frequency may vary

Message & data rates may apply

Consent is not a condition of purchase

You may opt out of text messages at any time by replying STOP

You may request help by replying HELP

We do not share or sell your mobile number or opt-in data with third parties for their marketing purposes.

You can cancel the SMS service at any time. Just text "STOP" to the +1 317-342-0452. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at [email protected].

Carriers are not liable for delayed or undelivered messages. As always, message and data rates may apply for any messages sent to you from us and to us from you. You will receive messages once a week. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

If you have any questions regarding privacy, please read our privacy policy: https://www.homebudgetacademy.com/privacypolicy

Intellectual Property

All content on this Site, including text, graphics, logos, videos, and educational materials, is the property of the Company or its licensors and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or exploit any content without written permission.

No Financial, Legal, or Professional Advice

Content provided on this Site is for educational purposes only and does not constitute financial, legal, tax, or professional advice. You are responsible for your own financial decisions and outcomes. We make no guarantees regarding specific results.

User Responsibilities

You agree to provide accurate and complete information when submitting forms or registering for services. You are responsible for maintaining the confidentiality of any login credentials and for all activity conducted under your account.

Age Restriction

By using this website and/or our services, you represent and warrant that you are at least eighteen (18) years of age and have the legal capacity to enter into a binding contract with us. If you are under 18, you are not permitted to use our services or submit any personal information to us. If we discover that you have misrepresented your age, we reserve the right to terminate your access to the service immediately without notice.

Third-Party Services & Links

The Site may contain links to third-party websites or services. We are not responsible for the content, policies, or practices of any third-party sites. Accessing them is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of the Site, services, or communications.

Indemnification

You agree to indemnify and hold harmless the Company, its officers, employees, and partners from any claims, damages, liabilities, or expenses arising from your use of the Site or violation of these Terms.

Termination of Access

We reserve the right to suspend or terminate access to the Site or services at any time, without notice, for conduct that we believe violates these Terms or applicable laws.

Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

Governing Law

These Terms are governed by the laws of the state in which the Company is registered, without regard to conflict of law principles.

Contact Information

If you have questions about these Terms or your communications preferences, contact us at:

Email: [email protected]

Last Updated: 2/6/2026